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Meet the Team

Great things in business are never done by one person. They’re done by a team of people. We have that dynamic group of people

Our Motto

"We dare to care for Excellence!"

Annienne Nel

Founder, Debt Management Specialist and Editor

Louise Bruhin

Client Services and Office Coordinator

We are delighted to introduce Louise to our community, welcoming new readers and clients. With extensive experience in debt review administration and NCT (National Consumer Tribunal) applications, Louise is dedicated to serving our clients and ensuring timely referrals of applications to the Magistrates Court and filing with the NCT.

As our client services manager, she oversees all administrative staff, ensuring the fulfillment of duties and adherence to timelines crucial to the debt review process. Our clients in debt review receive the utmost care, empathy, and understanding regarding how their financial circumstances have impacted their lives and livelihoods.

Our team is committed to providing exceptional service, safeguarding clients' assets, and offering advice and guidance to rebuild their financial standing while under debt review.

Our motto is to make a difference, and we proudly embrace excellence through our caring approach.

Niquetta Oosthuizen

Trainee Debt Counsellor (soon to be registered)

We are excited to introduce the newest addition to our esteemed debt review team, Niki.

After spending 12 years abroad in Turkey, Niki dedicated herself to the education department, serving as a teacher and gaining valuable insights into the challenges faced by families both in South Africa and abroad.

Upon her return in late 2021, Niki found inspiration in her mother's business and embarked on thorough research to better understand our industry.

She also gained hands-on experience by working part-time, immersing herself in the intricacies of our operations.

Having connected with over 2,000 consumers from diverse backgrounds, Niki is passionate about making a positive difference in their lives. She approaches each case with empathy and deep understanding of the circumstances consumers face.

Currently preparing for her upcoming exam, Niki will join forces with her mother, Annienne Nel (NCRDC2452), who brings 14 years of invaluable experience as a registered debt counsellor.

At our firm, we are committed to providing exceptional service to consumers, combining experience, empathy, and compassion to address all aspects of debt, regardless of its nature.

Our motto is making a difference, and we proudly embrace excellence in every interaction.

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